X will start processing U.S. creator payouts for Original Content Rewards and Subscriptions through X Money, effective September 2, 2026.

Payouts via X Money are instant, with no minimum payout thresholds and no two-week processing cycle.

X Money, launched in early September 2026, is part of X’s plan to become an all-in-one app with banking features, including instant payments, a 3% cash-back card, and FDIC-insured accounts via Cross River Bank.

Payouts will be issued with proper tax reporting, using 1099-NEC for individuals and W-9 for LLCs.

This payout shift is part of broader changes to creator programs, coinciding with the retirement of the Creator Revenue Sharing Program and the transition to Original Content Rewards on September 7, 2026.

X Money may offer higher APY for users, up to 6% for X Premium, with standard rates at 4% for non-premium accounts.

The new payout system appears mandatory for creators, with no alternative method currently stated, and TechCrunch has sought clarification.

The article maintains the same editorial stance while outlining related changes and the platform’s broader strategy.