Rival providers NordVPN and ExpressVPN have already expanded into ID theft protection, signaling a broader industry shift toward all-in-one cybersecurity solutions.

Surfshark is following suit by extending from preventive protections to reactive recovery, aligning with a trend among VPNs to offer comprehensive identity theft protection as part of security suites.

The new coverage can reimburse a range of costs from credit bureau reports and legal fees to document replacement, with up to $5,000 in lost wages and up to $1,000 for mental health counseling tied to identity theft incidents.

Beneficiaries get access to a licensed identity theft investigator who helps restore credit histories and compromised records, with benefits underwritten by HSB Specialty Insurance Company.

Surfshark’s new identity theft coverage feature in the Surfshark One+ bundle offers up to $1 million in coverage for new US users, with New York residents excluded.

The coverage is part of Surfshark’s broader online protection cycle, which also includes tools like Alternative ID and the data-broker removal service Incogni.

The article underscores rising cyber threats and more sophisticated identity-related scams, making robust protection beyond basic antivirus or encryption increasingly essential.